The S&P 500 breaks records. The calm before the “storm”?
The S&P 500 Index surpasses 5,800 for the first time in history. Since 2023, the market capitalisation of the index has increased.
Explore options for saving, buying and selling precious metals, and other services.
Savings via precious metals has been assuring profitability and liquidity with minimum risk exposure for thousands of years. Backed by experts and analytics, we’re adjusting investment strategies to current trends, thereby providing security and solid returns. Buying precious metals has never been safer, easier and faster.
Savings via precious metals has been assuring profitability and liquidity with minimum risk exposure for thousands of years. Backed by experts and analytics, we’re adjusting investment strategies to current trends, thereby providing security and solid returns. Buying precious metals has never been safer, easier and faster.
Savings via precious metals has been assuring profitability and liquidity with minimum risk exposure for thousands of years. Backed by experts and analytics, we’re adjusting investment strategies to current trends, thereby providing security and solid returns. Buying precious metals has never been safer, easier and faster.
The mission of precious metals has endured throughout the millenia. They’ve survived wars, collapse of civilizations and of many currencies around the world. Even today, they keep defying economic recessions and crises. Precious metals are the only true money. They are the most stable currency, and provide high security compared to decreasing buying power of money.
Precious metals provide safe returns, while confidence in many other investments is uncertain. World Banks are increasing the amount of money in circulation and consequently reducing its value – this is how inflation occurs, and with it, the value of money falls.
Example: saving 100 € per month over the last 15 years in various forms.
(at a total pay-in value of approx. 18.000 €)
Gold
Silver
Bank
deposits
Sock
money
6%
8%
2,5%
-28,8%
29.081 €
34.603 €
21.808 €
12.816 €
Gold
Silver
Bank
deposits
Sock
money
6%
8%
2,5%
-28,8%
29.081 €
34.603 €
21.808 €
12.816 €
Gold
Silver
Bank
deposits
Sock
money
6%
8%
2,5%
-28,8%
29.081 €
34.603 €
21.808 €
12.816 €
The percentages of returns and estimated returns in € for each investment are for informational purposes only.
Quality that speaks for itself
We collaborate exclusively with mints whose precious metals meet the “Good delivery” standard. These are precious metals of the highest possible purity, allowing you to sell them immediately, and they command the highest purchase prices at banks and official gold traders.
Quality that speaks for itself
We collaborate exclusively with mints whose precious metals meet the “Good delivery” standard. These are precious metals of the highest possible purity, allowing you to sell them immediately, and they command the highest purchase prices at banks and official gold traders.
Over the long run, precious metals provide several surprising benefits, such as yielding above-average returns over the last 15 years when compared to bank deposits. Additinally, they provide security against declines in the purchasing power of money, while also enjoying tax benefits and not impacting social transfers.
As experts in precious metals, personal and corporate finance, as well as financial education, we are an inexhaustible source of sound advice and useful information.
The S&P 500 Index surpasses 5,800 for the first time in history. Since 2023, the market capitalisation of the index has increased.
Among the important investments, the past week has seen the rise of bitcoin and gold at USD 2,650 per ounce.
Growing consumer demand for gold ahead of the festive season in a country where gold plays a significant role in cultural celebrations.
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Valores believes in a simple, transparent and rewarding way to ensure financial freedom with the best products for everyone. The team consists of financial advisers who, as individuals, have enriched their many years of professional work in the joint venture.
In this way, we became a strong interlocutor for all product partners and thus gained very favorable conditions for customers and consultants. Valores is a group of advisors who first invest in their financial knowledge and then use it to monitor individuals towards their goals.
Valores believes in a simple, transparent and rewarding way to ensure financial freedom with the best products for everyone. The team consists of financial advisers who, as individuals, have enriched their many years of professional work in the joint venture.
In this way, we became a strong interlocutor for all product partners and thus gained very favorable conditions for customers and consultants. Valores is a group of advisors who first invest in their financial knowledge and then use it to monitor individuals towards their goals.
Valores believes in a simple, transparent and rewarding way to ensure financial freedom with the best products for everyone. The team consists of financial advisers who, as individuals, have enriched their many years of professional work in the joint venture.
In this way, we became a strong interlocutor for all product partners and thus gained very favorable conditions for customers and consultants. Valores is a group of advisors who first invest in their financial knowledge and then use it to monitor individuals towards their goals.
Founder and CEO
Founder
Founder and CEO
Founder
Based on more than 15 years of experience, our consultants approach each challenge individually – in personal or corporate finance, there are countless questions. We answer with concrete solutions and plans that enrich every next step on the path to financial freedom.
Based on more than 15 years of experience, our consultants approach each challenge individually – in personal or corporate finance, there are countless questions. We answer with concrete solutions and plans that enrich every next step on the path to financial freedom.
Based on more than 15 years of experience, our consultants approach each challenge individually – in personal or corporate finance, there are countless questions. We answer with concrete solutions and plans that enrich every next step on the path to financial freedom.
PERSONAL FINANCE
CORPORATE FINANCE
PERSONAL FINANCE
CORPORATE FINANCE
PERSONAL FINANCE
CORPORATE FINANCE
Valores is proud to work with trusted partners that represent the seven largest suppliers of precious metals in Europe. Our long-term cooperation and rich experience ensure that, as our customer, you get the best in precious metals at the best prices.
Valores is proud to work with trusted partners that represent the seven largest suppliers of precious metals in Europe. Our long-term cooperation and rich experience ensure that, as our customer, you get the best in precious metals at the best prices.
Valores is a product that allows you to buy precious metals as a small investor, on the same terms as a large investor. That means that the price you get is up to 30% lower. It’s main intention is to help you gradually build your wealth, with any level of payment or when you have available funds.
Of course, you can buy precious metals on your own, but as an individual buyer you have to pay higher prices on the market every time and make sure they are stored safely. For small monthly amounts, only limited sizes of investment bars can be available, which have a much higher mark-up on the stock exchange price than the bars that we buy from our strategic partners on extremely favorable terms. In the case of your own purchase, it is also necessary to take care of the sale of precious metals and independently find a buyer who would be willing to buy your metals at the desired price. We take care of all this on your behalf.
For you and for your account, we buy investment bars in physical form, the highest possible purity 999.9/1000 and with the status of “Good Delivery”, produced at the renowned mints, such as Argor, Argor Heraeus, Valcambi, …
The stock of your precious metals is inspected and inventoried once a year by two independent auditing companies, namely by a foreign and Slovenian auditor. Once a year you receive an audit report of saved grams written in your name and not owned by Tim Valores d.o.o.
We are one of the few companies that have the entire stock of precious metals audited by the names and accounts of investors. The stock of each individual investor is inventoried and confirmed in the audit review.
Precious metals are stored under exceptional conditions in vaults with the highest level of security through our recognized partners in Liechtenstein and are insured at 100% of their current market value. Your precious metals are legally, accounting and financially separate from Tim Valores assets. This means that even in the event of the insolvency of our company, your investment is exempt from the bankruptcy estate and is taken over or sold through an audit firm. Find out more.
Fluctuations in the prices of precious metals on the market are a completely normal and desirable occurrence. Due to fluctuations, we recommend monthly investments – as an investor you benefit from the “average cost effect”. If you buy precious metals with a fixed amount every month, e.g. 100€ per month, when prices fall, you can get more metals for this amount than when the price is higher. Price fluctuations occur constantly and the metals you buy cheaper increase your stockpile much more than those bought at high prices.
Of course. The advantage of the Valores savings plan is precisely in its flexibility. You buy whenever you want, for amounts you choose yourself, and you sell metals whenever you want at no extra cost.
You can submit a request for the sale of precious metals at any time via e-mail, or contact the Tim Valores d.o.o. headquarters or advisor in person. The sales form is a simple document where you decide on the amount or number of grams you want to sell. You can sell the saved grams in part or in full, but you can also have your metals delivered in accordance with the general conditions. Depending on the quantity of grams sold, your stock in storage changes accordingly while you can make an additional purchase at any time.
Valores is a product that allows you to buy precious metals as a small investor, on the same terms as a large investor. That means that the price you get is up to 30% lower. It’s main intention is to help you gradually build your wealth, with any level of payment or when you have available funds.
Of course, you can buy precious metals on your own, but as an individual buyer you have to pay higher prices on the market every time and make sure they are stored safely. For small monthly amounts, only limited sizes of investment bars can be available, which have a much higher mark-up on the stock exchange price than the bars that we buy from our strategic partners on extremely favorable terms. In the case of your own purchase, it is also necessary to take care of the sale of precious metals and independently find a buyer who would be willing to buy your metals at the desired price. We take care of all this on your behalf.
For you and for your account, we buy investment bars in physical form, the highest possible purity 999.9/1000 and with the status of “Good Delivery”, produced at the renowned mints, such as Argor, Argor Heraeus, Valcambi, …
The stock of your precious metals is inspected and inventoried once a year by two independent auditing companies, namely by a foreign and Slovenian auditor. Once a year you receive an audit report of saved grams written in your name and not owned by Tim Valores d.o.o.
We are one of the few companies that have the entire stock of precious metals audited by the names and accounts of investors. The stock of each individual investor is inventoried and confirmed in the audit review.
Precious metals are stored under exceptional conditions in vaults with the highest level of security through our recognized partners in Liechtenstein and are insured at 100% of their current market value. Your precious metals are legally, accounting and financially separate from Tim Valores assets. This means that even in the event of the insolvency of our company, your investment is exempt from the bankruptcy estate and is taken over or sold through an audit firm. Find out more.
Fluctuations in the prices of precious metals on the market are a completely normal and desirable occurrence. Due to fluctuations, we recommend monthly investments – as an investor you benefit from the “average cost effect”. If you buy precious metals with a fixed amount every month, e.g. 100€ per month, when prices fall, you can get more metals for this amount than when the price is higher. Price fluctuations occur constantly and the metals you buy cheaper increase your stockpile much more than those bought at high prices.
Of course. The advantage of the Valores savings plan is precisely in its flexibility. You buy whenever you want, for amounts you choose yourself, and you sell metals whenever you want at no extra cost.
You can submit a request for the sale of precious metals at any time via e-mail, or contact the Tim Valores d.o.o. headquarters or advisor in person. The sales form is a simple document where you decide on the amount or number of grams you want to sell. You can sell the saved grams in part or in full, but you can also have your metals delivered in accordance with the general conditions. Depending on the quantity of grams sold, your stock in storage changes accordingly while you can make an additional purchase at any time.
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